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You will receive the memorandum of sale and property information forms. Your mortgage application will be processed. The conveyancers will prepare draft contracts. This usually takes about ten days.
The mortgage valuation and survey will be arranged once the mortgage company has contacted the surveyor. You might want to get a full structural survey depending on the condition or age of the property.
You should receive your mortgage offer about five to ten working days after the mortgage valuation has taken place.
Your conveyancer will receive draft contracts. They will apply for searches and raise enquiries. When all searches and enquiries are satisfactory, and your mortgage offer has been received, you can expect to receive documentation with instructions and recommendations, and an approved contract ready for your signature.
At this stage you will be asked to organise your deposit ready for exchange.
When the conveyancers in the chain receive signed contracts and cleared funds for the deposits and have agreed a completion date, you are ready to exchange contracts.
You need to organise your removals and make all the necessary changes of address. Make up a box of essentials ready for the day you move – kettle, tea bags etc. Make arrangements for pets and children.
We will be in touch to discuss the collection of keys to your new home!