Our Mortgage Services
Mortgages
Grace Ogunbiyi
Grace was born and raised in Lagos, Nigeria, and has been living in Croydon, London, for 10 years. Apart from spending time with her family, Grace also enjoys singing.
Grace has previous experience as an accountant and has been working as a protection adviser since March 2014. She joined the team in 2017.
Kieran Watt
Kieran was born and raised in Kingston upon Thames. He was educated at Malden Manor Primary School and Beverley Boys' School (which is now known as Coombe Boys' School). He currently lives in Epsom with his family. As well as spending time with his family. Kieran enjoys playing and watching football.
Kieran has worked in the financial services industry for over 10 years, originally starting as a trainee negotiator and quickly progressing to as sales manager. He has been part of the team since, 2012 and is responsible for training and coaching other staff members as well as providing an excellent service to all customers.
Nick Carter
Nick was born and raised in Molesey, near Hampton Court, and went to school in Esher. He currently lives in Burgh Heath, near Banstead. Before coming to work in the financial services industry, Nick was a qualified P.G.A. golf professional!
Nick has worked in the financial services industry for over 10 years, with lots of previous experience as both an employed and a self-employed mortgage adviser. He joined the team in 2011.
Tracy Thomas
Tracey was born and raised in the London Borough of Enfield and has lived with her family in Addleston, Surrey, since 2008. In her spare time, Tracy enjoys going to the gym.
Tracy has over 10 years' experience in the financial services industry, both employed and self-employed. Prior to joining the team in 2011, she worked for various estate agencies and a high street lender.
Grace Ogunbiyi
Grace was born and raised in Lagos, Nigeria, and has been living in Croydon, London, for 10 years. Apart from spending time with her family, Grace also enjoys singing.
Grace has previous experience as an accountant and has been working as a protection adviser since March 2014. She joined the team in 2017.
Kieran Watt
Kieran was born and raised in Kingston upon Thames. He was educated at Malden Manor Primary School and Beverley Boys' School (which is now known as Coombe Boys' School). He currently lives in Epsom with his family. As well as spending time with his family. Kieran enjoys playing and watching football.
Kieran has worked in the financial services industry for over 10 years, originally starting as a trainee negotiator and quickly progressing to as sales manager. He has been part of the team since, 2012 and is responsible for training and coaching other staff members as well as providing an excellent service to all customers.
Nick Carter
Nick was born and raised in Molesey, near Hampton Court, and went to school in Esher. He currently lives in Burgh Heath, near Banstead. Before coming to work in the financial services industry, Nick was a qualified P.G.A. golf professional!
Nick has worked in the financial services industry for over 10 years, with lots of previous experience as both an employed and a self-employed mortgage adviser. He joined the team in 2011.
Tracy Thomas
Tracey was born and raised in the London Borough of Enfield and has lived with her family in Addleston, Surrey, since 2008. In her spare time, Tracy enjoys going to the gym.
Tracy has over 10 years' experience in the financial services industry, both employed and self-employed. Prior to joining the team in 2011, she worked for various estate agencies and a high street lender.
Daniel Hadley
Daniel was born in Suffolk and moved to London over nine years ago, he now lives in Balham. He is a big fan of the sunshine and lived in Spain for two summer's.
After university, Daniel worked abroad in PR before moving back to London where has has over 10 year's experience in sales, recruitment and finance. He achieved his CEMAP qualification in 2018 and has been part of the Embrace Financial Services team ever since.
Daniel Hadley
Daniel was born in Suffolk and moved to London over nine years ago, he now lives in Balham. He is a big fan of the sunshine and lived in Spain for two summer's.
After university, Daniel worked abroad in PR before moving back to London where has has over 10 year's experience in sales, recruitment and finance. He achieved his CEMAP qualification in 2018 and has been part of the Embrace Financial Services team ever since.
