1. Proof of identification
A form of ID e.g a passport or driving licence
2. Proof of address
Your full address history to cover the last 3 years
3. Proof of income
Your employers details for the last 3 years including name, address, phone number and dates you were employed in the role(s).
13 weeks or 3 months payslips
Latest P60 which is usually issued by your employer in April/May.
Last 2 copies of SA302s/audieted accounts if self employed
Bank statement for the last 3 months
Latest annual mortgage statement if applicable
Deatails of any existing outgoings, e.g details of other loan commitments
4. Supporting documents
Proof of deposit
Details or all existing personal and mortgage insurance
Any employment benefits such as sickpay or pensions
Property details if not purchasing through Goodfellows.
Please make sure you bring all original documents to your appointment.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.