See below for examples of non-standard insurance scenarios.
Properties undergoing renovation, awaiting sale, or in probate.
Previous subsidence or flooding
Whether directly affected or in an area susceptible to such, we will do our utmost to obtain the best level of cover we can.
Adverse financial or claims history
Bankruptcy, CCJs or similar. A high number of claims or even a claim that is still open are all considered.
All convictions are considered under our “Fairplay” scheme, even if the conviction is not considered spent by the Rehabilitation of Offenders Act 1974.
Anything from timber or steel frame properties, flat and/or eco roofs, pre-fabricated homes, listed buildings, cob wall, thatched roof among others.
Lodgers or paying guests
Any such person paying to reside in your property with or without a formal agreement in place.
High value buildings and/or contents
If you require buildings cover of more than £1 million or contents cover of more than £100,000 then you would benefit from having a specialist policy to meet your needs.
Non-standard landlord risks
Houses of Multiple Occupancy, tenancy agreements direct with a council or housing association, asylum seeker lets, blocks of flats among others.
Fortunately, Goodfellows has a dedicated team of advisors specialising in this area of home insurance. We use a panel of specialist insurers, so if you are struggling to obtain home insurance for your non-standard situation then we may be able to help.
If your scenario isn’t one of these then don’t worry - there are many more scenarios we can offer quotations on.
Terms and conditions apply for all of our insurance products, information contained here is only a summary, the policy will supply you with full terms, conditions and limitations of the cover which is provided under the plan.
Goodfellows is a trading name of GFEA Limited and is an introducer appointed representative of First Complete Ltd for purpose of the provision of advice in relation to mortgage and non investment insurance products. General Insurance advice is provided by First2Protect Limited t/a Goodfellows Insurance Services, an appointed representative of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority